MORTGAGE PRODUCTS

We have three mortgage products available to best suit your individual needs. Check out the details below for our Fixed Rate, Adjustable Rate, and Hybrid Fixed/Adjustable 5/5 Rate Loans.

FIXED RATE MORTGAGE

Enjoy consistent monthly principal and interest payments at a fixed rate.

10, 15, 20, 30-Year terms*

For purchase or refinance of your home

Cash-out refinance options available

Up to 97% loan-to-value financing

Loan amounts from $65,000 to $2,500,000

Reduced rates if points are purchased**

30 or 45-day rate lock

For single-family homes and 2-4 units, condominiums, townhomes and planned unit developments

Loans for second home and investment property available

ADJUSTABLE RATE MORTGAGE

A loan that adjusts to your needs.

Fixed payments for 3, 5, 7 or 10 years, then adjusts annually thereafter, amortized over 30-Year terms*

For purchase or refinance of your home

Cash-out refinance option available

Up to 97% loan-to-value financing

Loan amounts from $65,000 to $5,000,000

Reduced rates if points are purchased*

30 or 45-day rate lock

For single-family home and 2-4 units, condominiums, townhomes, and planned unit developments

Loans for second home and investment property available

HYBRID 5/5 FIXED/ADJUSTABLE RATE MORTGAGE

An alternative choice for borrowers, the Hybrid loan provides that structure of a fixed-rate loan combined with the lower rate of an adjustable mortgage.

Fixed payments for 5 years, then adjust every 5 years, thereafter amortized over 30-Year terms*

For purchase or refinance of primary and secondary home or investment property.

Cash-out refinances available on primary and secondary residence as well as investment properties.

Finance up to 97% loan-to-value financing

Loan amounts from $65,000 to $5,000,000

Reduced rates if points are purchased*

30 or 45-day rate lock

For single-family homes and 2-4 units, condominiums, townhomes, and planned unit developments

Loans for second home and investment property available